How would you feel if your house was flooded

How would you feel if your house was flooded

As a homeowner you may well have contents insurance however in many cases this will not cover damage due to a burst pipe – and if it does you will have a large excess to pay and may not be able to replace some of the precious damaged items. A burst pipe or failed fitting can occur at any time, regardless of how well your house is maintained. Over 24 tonnes of water escapes per day if you have a burst pipes Over £1 billion of damage is caused each year due to escape of water Irreplaceable possessions damaged beyond repair Increasing numbers of insurance policies do not cover this damage Average cost of damage...
Dealing with frozen water pipes

Dealing with frozen water pipes

Burst water pipes can cause considerable damage to property: not so much from the frost damage to the pipe itself but from the resulting water damage once the pipe thaws. Home insurance and landlords insurance policyholders will generally be insured for such damage but avoiding a claim altogether will mean less hassle and will help keep your premiums down. Why pipes freeze If your house gets too cold overnight, water in the pipes may freeze. Then in the day, when the house warms up again, water may flood out and damage your home contents and the fabric of the building. The pipes that are most susceptible to freezing are of course those with the most exposure to the cold, such as to outside taps, garages or sheds. However, pipes which run through attic spaces and basements may also be affected when temperatures plummet. And it’s important to remember that hot water pipes can also freeze. How to prevent your pipes from freezing Insulate your loft, the sides of your water tanks and all pipes with good quality lagging. Pay particular attention to the area where the mains water supply pipe enters the home, as this area is especially prone to freezing. Open your loft hatch on cold days so that warm air can circulate from rooms below. If you’re going to be away in the winter, keep the loft hatch open and heating running on constant at a low temperature (about 10 to 12 degrees Celsius). And ask someone to check your home regularly so that any problems can be spotted before too much damage is done. If you’re going away for a...